Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Find Your Local Branch
Back
Scroll to top

SBA Loans

Ready to grow your business?
Find An Expert
Woman writing in notebook on desk.

When you need funding to fuel your small business, First Bank is ready to help.

Our team helps entrepreneurs like you pursue their dreams with hassle-free access to government-sponsored loans from the Small Business Administration (SBA).

Perfect for you if:
  • You need flexible funding options to acquire or expand a business
  • You want competitive terms for a partnership buyout or succession planning
  • You’re buying commercial real estate or consolidating debt

We offer different types of SBA loans to meet the unique needs of your growing business.

Our lending experts have the experience and industry knowledge to help you find the one that’s right for you.
SBA 7(a)
Get a flexible, low-interest loan for a wide variety of business needs.
See Loan Details
SBA Express
Get approved quickly for smaller loans and credit lines.
Explore Uses
SBA Refinancing
Restructure your debt to free up more cash.
Get More Info

The SBA Lending Process

A simple process to get the right loan for your business.

Meet Talk with an SBA loan expert to get started. Apply Fill out an application for the loan. Assess We’ll review your business plan and goals and ensure all your paperwork is in order. Complete We help finalize the loan and set you up to start achieving your goals. Service After receiving funds, we’ll ensure proper payment structure and optimize the servicing of your loan.

Meet The Experts

Loan expert going over paperwork with business owner.

SBA Preferred Lending Partner

As a Preferred Lender with the SBA, First Bank has more authority to process, close, service, and liquidate your loan.
Find Out More

More than a decade ago, First Bank helped my husband and I finance our dream. Thanks to their sound, honest business expertise and support, both our restaurant and relationship with the bank are thriving.

Tablet with business article next to coffee cup. Learn the basics of managing a small business. Build Your Business
Laptop showing financial education course. Take your business to the next level with these growth tips. Plan For Growth

Ready to get started?

An ipad with FB advisors on the screen

Talk With Your First Bank SBA Expert

Build your business with our trusted expertise.
Get Started

Approved to offer SBA loan products under SBA’s Preferred Lender programs. Loans subject to credit approval.

You may be interested in…

FinCEN BOI Reporting: What’s Required & Resources
The U.S. Department of Treasury’s Financial Crimes Enforcement Network (FinCEN) now requires certain newly-formed and start-up businesses to report…
Image
Southern Supreme Fruitcakes & More – Garage…
Treasury Services
Get full financial operations support

Trending Topics

Join Us: the 12 Days of Giving

This holiday season, First Bank team members across the Carolinas are participating in the 12 Days of Giving. Small acts of kindness can make a big difference, and we'd love to invite you to join us. This handy list has...

Get a Stress-Free Student Checking Account at First Bank in Wilmington, NC

If you are a college student in Wilmington, North Carolina, you’re probably more worried about studying than paying attention to your checking account. First Bank gets it — we offer a hassle-free student checking account...

Community Bank for Small Business

Since 1935, First Bank has been the go-to community bank for small business owners. Our first branch opened in Troy, NC, where we helped farmers and local business owners manage their funds. We have continued to evolve to...

Checking and Savings Account – Washington, NC

If you’re looking for a checking and savings account in Washington, North Carolina, there is one obvious solution: First Bank on West 15th Street. With friendly service and flexible options—First Bank is Washington, North...

Best Small Business Bank – Albemarle, NC

If you’re looking for the best small business bank in Albemarle, NC—the search stops with First Bank. As a local bank, First Bank has a reputation for being an instrumental part of small businesses. Our proven history of...

Best Savings Account – North Carolina

Finding some of the best savings account in North Carolina may seem like a difficult task. After all, there are hundreds of North Carolina banks offering savings accounts. How do you go about determining which account is...

Small Business Bank – North Carolina

First Bank has become the small business bank in North Carolina for owners across the state. We were named one of the best banks in North Carolina by Forbes. We provide the diverse selection of services you expect from a...

Personal Loan Rates in South Carolina

If you live in South Carolina and are looking for competitive personal loan rates,* visit a local First Bank for highly competitive rates and flexible terms. We’re dedicated to serving our customers and providing a variety...

Commercial Mortgage – Asheville, NC

If you are thinking about opening a business in Asheville, NC, consider a commercial mortgage with First Bank. Commercial mortgages can be used to develop or purchase land or buildings that are intended for commercial use....

Best Personal Loan Rates in North Carolina

If you live in North Carolina and are looking for a personal loan, your local First Bank can help. We have over 100 locations in North Carolina that offer highly competitive personal loan rates. We make choosing a personal...