Skip to main content
_FB_2018-Icons-finalized-cleaned-up_new_FB_2018-Icons-finalized-cleaned-up_newGroup 9
Back
Scroll to top

When you need funding to fuel your small business, First Bank is ready to help.

Our team helps entrepreneurs like you pursue their dreams with hassle-free access to government-sponsored loans from the Small Business Administration (SBA).

Perfect for you if:
  • You need flexible funding options to acquire or expand a business
  • You want competitive terms for a partnership buyout or succession planning
  • You’re buying commercial real estate or consolidating debt

We offer different types of SBA loans to meet the unique needs of your growing business.

Our lending experts have the experience and industry knowledge to help you find the one that’s right for you.

The SBA Lending Process

A simple process to get the right loan for your business.

Meet Talk with an SBA loan expert to get started. Apply Fill out an application for the loan. Assess We’ll review your business plan and goals and ensure all your paperwork is in order. Complete We help finalize the loan and set you up to start achieving your goals. Service After receiving funds, we’ll ensure proper payment structure and optimize the servicing of your loan.

More than a decade ago, First Bank helped my husband and I finance our dream. Thanks to their sound, honest business expertise and support, both our restaurant and relationship with the bank are thriving.

Ready to get started?

Approved to offer SBA loan products under SBA’s Preferred Lender programs. Loans subject to credit approval.

Featured Articles

FinCEN BOI Reporting: What’s Required & Resources

The U.S. Department of Treasury's Financial Crimes Enforcement Network (FinCEN) now requires certain newly-formed and start-up businesses to report their Beneficial Ownership Information (BOI). Here are a few helpful tips...

Commercial Mortgage – Asheville, NC

If you are thinking about opening a business in Asheville, NC, consider a commercial mortgage with First Bank. Commercial mortgages can be used to develop or purchase land or buildings that are intended for commercial use....

Find Small Business Loans in South Carolina

It can be hard finding the right small business loans in South Carolina, especially when you’re looking for a new bank. At First Bank, we’re have six convenient locations across South Carolina to provide the best in small...

Small Business Loans for Women – Asheville, NC

Asheville, NC, has plenty of resources available for women entrepreneurs and business owners, making it a great choice for any women looking to start a business. If you’re an aspiring entrepreneur, First Bank offers plenty...

Your Community Bank

If you live in North Carolina or South Carolina, you have a ton of banking options right outside your door. Large financial institutions may seem like your best option for banking services at first, but community banks...

NC Bank

If you are looking for one of the best North Carolina banks, consider a visit to your local First Bank. First Bank is an NC bank that is small enough to know you by name, but large enough to meet all of your banking needs....

First Bank: Financing Loans for Businesses

Choosing a bank to finance the right loan for your business is a critical decision. There are loans that cater to the established business looking to expand, and there are loans for the entrepreneur just getting started....

How to Get the Most Out of Your Commercial Line of Credit

A commercial line of credit offers flexibility and quick access to liquidity, but it can be misused, which can lead to turbulence either for your company or for your relationship with your bank.

Join Us: the 12 Days of Giving

This holiday season, First Bank team members across the Carolinas are participating in the 12 Days of Giving. Small acts of kindness can make a big difference, and we'd love to invite you to join us. This handy list has...

Get the Best Checking Accounts from First Bank in Wilmington, NC

If you are looking for some of the best checking accounts in Wilmington, NC, you are in the right place. With several convenient locations in Wilmington, each offering six types of checking accounts, it’s easy to see...